Paying Cash for a Used Car
First, think about your total cash budget. If you are paying cash, you should factor in extra costs such as sales tax. (Ron Westphal Chevrolet is located in Kendall county where our sales tax rate is the lowest in Illinois @ only 6.25%. This fact alone can save you hundreds of dollars compared to many of our nearby competitors in located in other counties) Also, don’t forget license plates fees. Let your salesperson know if you need to renew your license plates, if you will be transferring your license plates from another vehicle or if you will be getting brand new license plates. Other additional costs include document fees and other optional costs such as extended warranties or accessories.
Paying Cash for a Used Car doesn’t mean you can’t get an extended warranty. If you purchase a GM Certified vehicle a GM extended warranty is included at no additional cost. If your vehicle of choice is not GM certified-you may want to consider purchasing an extended warranty through the dealer. Your Ron Westphal Chevrolet salesperson or one of our finance managers will be happy to explain your extended warranty options. GM offers a variety of plans ranging from basic warranties that provide coverage for the powertrain only (engine, transmission and drivetrain) up to bumper-to-bumper warranties that cover almost everything. Extended warranties provide peace of mind for both the buyer and seller but they are not mandatory. USED CAR FACT: There is no sales tax on extended warranties!
Ron Westphal Chevrolet strongly recommends test driving your vehicle of choice prior to purchasing. We even offer an extended overnight test drives for most of our vehicles. And, if you have a mechanic, family member or friend that you would like to consult prior to your purchase, just let us know. We want you to be happy during the entire purchase process so we will do our very best to accommodate any requests you may have. If we can assist you in any way, please don’t hesitate to ask.
You can reach our Customer Care Department at 630-898-9630. Feel free to browse our website.
Paying Cash for a Used Car – If you pay with $10,000 or more in cash the dealership may need to report the transaction to the IRS. See more information HERE.
*Insurance requirements for extended test drive: Management approval, must be 25 years or older with valid license and full coverage insurance. See Ron Westphal Chevy for details.